Glossary > The Letters X, Y and Z
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The Letters X, Y and Z
Saber Finance know the finance world is full of terms, phrases, buzz
words and jargon.
On this page we explain,
X is for Close >
Yield >
Your Finance >
Zero % Interest
X is for Close
Saber finance is here to help our visitors find home or personal finance at a competitive rate for their individual circumstance. We can help you find mortgages, a loan, arrange insurance or apply for a new credit card with out leaving the comfort of your home or desk.
Finding lenders traditionally meant spending hours pounding the pavements
traveling around shops and premises or days surfing the web.
With the new comparison and best buy tables you can now compare lenders quickly to find great value deals on any finance you want.
We don't waste time trying to sell you products we have a vested interest in. Or claim non-existent rates to attract site visitors. The rates advertised are the rates available for you.
Once you have located the finance your after, click on the box marked X in the top right hand corner of the page, knowing you are getting an unbiased service aimed at you finding cheaper finance.
Yield
Yield is the amount of income an investment delivers after deduction of charges, usually expressed as a percentage of the amount invested. Taking property redevelopment as a example, investing in property is a growing way of making profit on a investment. Properties have seen their values increase significantly recently, so buying a building and performing work on it, should result in an increase in value. If you then sell that building the profit made on the investments is its yield.
There is a section on
property investment for visitors who are interested.
Your Finance
Are you after finance, or wanting to organize your finances to save money?
Choosing the right finance can save you a lot of money, but how do you locate lenders with good products or find out which products are the right ones for you without spending hours searching?
We specialize in introducing financial solutions to help you find lenders and finance online, without spending those hours searching.
Tools for Finance
You could use our finance tools to search for products, with best buys and comparison tables most of the hard work is done for you.
Just select from the tools sections, click on a link to find the lenders or issuers and their finance products.
The above tools are sourced from Smart Quotes.
Zero % Interest
Zero percent interest or a product offering 0% interest is a way to attract new customers to take up lenders products, like cash back offers. It could even be used to encourage existing customers to switch to using the new deals.
Zero percent interest products are suitable for when making a purchase and spreading the cost over several months interest free. It is possible to save many pounds in interest if making the purchase with the zero percent product.
The zero percent rate generally lasts for up to 12 months, but is dependant on individual products, and then the interest rate reverts to the products standard rate.
Any mortgage or loan offer claiming 0% interest should be read very carefully. They will contain clauses like 'only if you stay with us for 3 years' by which time your interest rate would have jumped to 15%. These will also contain very expensive redemption penalties for any attempted shift to a new lender.
Credit cards are a form of finance normally associated with 0% interest rates, to find credit card with low introductory rates try our
credit card tools.
If you are in any doubt about any financial product or term we recommend that you seek advice from a financial advisor.
If you're after Finance Information, Saber Finance is here to help.